UPDATE: The Help to Buy Equity Loan Scheme is closing to new applicants on the 31st October 2022. This is to ensure that you have legally completed on your purchase by the 31st March 2023 when the scheme comes to an end. For more information click here
The Help to Buy Scheme is a Government initiative offered on new build properties, as a way to help you with your purchase. Since the scheme started in 2013 it has been changed several times and in April 2021 a new scheme was launched. The latest scheme changes how it operates and who is eligible.
By using the Help to Buy scheme, you are able to secure and purchase a property on the site with only a 5% cash deposit. The Government then lends you up to 20% of the purchase price, with the remaining 75% being covered by a standard mortgage.
The loan from the Government is interest-free for the first 5 years, and will need to be re-paid either within 25 years, at the end of your mortgage agreement, or when you sell your home – whichever comes first.
To qualify for the latest Help to Buy scheme, you must be a first-time buyer, as must anyone else you may be buying alongside with, and the purchase price of the property must be under the ‘price cap’ set by the Government in your area. The caps for the local area are as follows:
Yorkshire & The Humber – £228,100
East Midlands – £261,900
West Midlands – £255,600
At Banner Jones, we have a wealth of experience dealing with conveyancing under the Help to Buy scheme. We explain the entire process in a straightforward and uncomplicated manner. For a free, no obligation quote call
Mr & Mrs B, MansfieldGreat service from start to finish. Josh kept us updated throughout the process and was always very prompt with responses. Highly recommended.
Mr & Mrs H, MansfieldHollie was really great! What a great team, thank you very much!
Mrs S,SheffieldI received excellent service for the purchase of my house
Mr W, DerbyshireThanks very much Jenna. I have been very happy with Banner Jones's help in the sale of my home. Please pass on my thanks to Gemma. Best wishes.
Mr & Mrs C, HockleyHolly
Many thanks for all your help in making the sale /purchase of the above properties such a thoroughly smooth, stress free journey.
We can highly recommend your company .
Mr & Mrs J, Isle of WightHollie was excellent. They responded to all our enquires straight away and explained everything in great detail. Banner Jones offer a friendly and reliable service.
Mrs B, MatlockThank you for my Dad's house sale. We were really impressed with the service you gave. The whole process was fast, we never had to chase and you kept us up to date with everything very quickly.
Mr & Mrs B, ChesterfieldExcellent communication throughout our conveyancing process. Thank you.
Mrs S, ChesterfieldExcellent, speedy, friendly service. Assisted with all my queries and very helpful regarding issues caused by the bank holding the money.
Mrs T, ChesterfieldWill always use Banner Jones for their personal approach, friendliness, expertise and to give you satisfaction
Mr & Mrs S, Old WhittingtonHouse sale was completed without any problems and very professional.
Mrs M, WhittingtonBanner Jones was friendly, helpful, efficient and considerate. My cousin recommended them to me and I will not hesitate to use any of the services they offer when the need arises.
Mr & Mrs W, DanesmoorBuying a House
Good service.
Mrs H, MansfieldEverything went smoothly, no trouble at all. Thank you.
Mrs C, ChesterfieldThe service I received couldn't have been better!
Mr S, Sutton in AshfieldLovely thanks for the effortless sale
Mr G, DerbyKaren Askew and Nathan Rodgers did a fantastic job for us. Professional advice, speedy service and competitive pricing. Very happy.
Mr P, EastbourneThe service was excellent. We were particularly impressed by the swift responses and communication by email. A far superior service than our previous moving experience.
Mr & Mrs S, BridlingtonWe’re really grateful for the work you did for us. 10 out of 10!
Mr C, DronfieldVery easy to make appointments, very personal service from all people at Banner Jones, my solicitor was very friendly and put me at ease. If I needed a solicitor again, Banner Jones would be the first on my list.
Miss H, NottinghamshireBrilliant service, kept well informed all the way through the process. Would definitely recommend.
Mr & Mrs D, MansfieldCannot fault the service, efficient, prompt and cautious. Matters explained very well and clearly. Pleasantly surprised.
Mr W, NottinghamshireService provided was excellent. All the staff were very helpful, considerate and professional. I would highly recommend to friends and family.
Mr & Mrs A, ChesterfieldWe would like to thank you for the help and advice that you gave us, pushing us in the right direction and staying on top of all that happened from July 16 through to completion on the 20 Apr 17. You were a tremendous support and we are grateful for you helping us to reach completion with the minimum of fuss. Thank you!
Mr B, ChesterfieldJust wanted to say thank you for all your help, you have been very helpful and easy to deal with.
So once again thank you very much for all your work.
Miss T, NottinghamExcellent service from Josh. Thank you for all of your help.
Mr U, EssexI would like to thank you both of you for your excellent service.
Mr C, ChesterfieldThank you very much for all your assistance and hard work and can you please pass on my thanks to Steve also.
It's been a pleasure working with you both on these past two projects.
Mrs M, SheffieldAlison Howard is always great - Very professional, very efficient and always responds to queries promptly.
Stacey Lee-Davenport is also excellent - They both appear to work very well together! Fantastic service from them both.
Mr H, NottinghamOur solicitor was very helpfull and dealt with our house purchase very efficiently. Very friendly and approachable staff.
Mrs B, South NormantonExtremely efficient, professional and I wouldn't hesitate to recommend.
Mr J, ChesterfieldAll interactions with Banner Jones staff have been very friendly and efficient.
Mrs H, SheffieldThanks so much for being there for us. You've worked so hard to make it all go smoothly. We can't thank you enough
Mr & Mrs G, ChesterfieldThanks for all your help!
Mr & Mrs H, ChesterfieldWe have now settled into our new gouse. All thanks to Stacey and her team, everything was quick and faultless.
Alison is great, nothing too much trouble. My wife and I would definitley recommend Stacey and the team - Excellent!
Mr & Mrs E, NottinghamshireVery happy with the service given, prompt replies and very friendly.
Mr S, DronfieldI thought overall the service was very good, Carey has acted for me previously and has always been available if I needed to discuss any matters.
Mr Y & Ms R, SheffieldThere was absolutley nothing to improve! Katie & Carey were splendid!
Miss S, DerbyshireThank your for all of your help and hard work!
Mr H, ChesterfieldWe have dealt with Banner Jones extensively over the past 18 moths, and found them very professional, friendly and efficient in allservices we have dealt with. We have recommended Banner Jones and will continue to do so.
Mr W & Ms L, SalfordOur thanks to Mark and yourself - House buying is inevitably full of stress but it’s made easier when your solicitors manage to combine professionalism with being friendly and approachable. It is much appreciated.
Mr & Mrs B, ChesterfieldThank you for all your help with regards to the sale and purchase. Much appreciated and highly recommended. We'll prob be in touch soon as we need to make a will.
Mr B, NottinghamRecieved excellent service. Great comunication from Laura, I would definitely recommend this company!
Miss C, GloucestershireHollie, you've made me an incredibly happy lady! Thank you so much for all you support, I appreciate your time and for keeping me up to date throughout. A very thorough service.
Mr G & Mrs B, SuttonKatie, Carey
Now that the dust has settled I just wanted to thank you for your dealing with the coveyancing for the sale of our Mother's flat. I know it was rather more protracted than expected but thanks for your perseverence and professional approach.
Mr R, ChesterfieldWe are most grateful to you for all your hard work and diligence in seeing through this sale to a conclusion.
Mr E & Miss W, ChesterfieldJust a short note to thank you for the prompt and efficient way you handled the sale of our property.
Mr & Mrs T, MansfieldOutstanding service from start to finish. Very efficient, polite and friendly staff, who respond to emails very quickly within a very short time limit.
Mr HThis has been a real saga. Thanks for all you patience and hard work! We really appreciate it.
Mr & Mrs C, WorksopWe were extremely happy with the quick, efficient way that our house purchase was handled by Karen Askew. Time was very important as we were in danger of losing the property if we had not completed the purchase within a few weeks. Thank you very much Karen,
Mr J, HitchinDealt with Mark Bilton for over 25 years re commercial and residential properties. 1st class service from all departments, I would highly recommend this firm!
Mrs N, BakewellExcellent service from friendly, approachable people.
Miss N, NottinghamshireThank you so much for everything, you have been an absolute star!
Mr & Mrs L, DerbyshireWe just want to express our sincere thanks for the professional and efficient way in which you and your team have dealt with the conveyancing following the sale of my late Aunt's property.
Jessica and Jade were extremely helpful and professional also and it was a pleasure to know they were picking up the reins should you be otherwise engaged.
We would have no hesitation in using the services of Banner Jones on a future matter.
Mrs P, ChesterfieldThe service was very quick and easy to follow. The staff were very helpful and friendly. Would recommend a friend or colleague to Banner Jones.
Mr S, HeanorProfessional, helpful, caring and genuine. Nothing was ever too much trouble or to ask for.
Mr & Mrs B, DevonThank you for your most efficient service.
Mr S, RotherhamThank you for your assistance with these two transactions. I am very happy with the level of support and assistance you've provided, and glad that I have chosen Banner Jones.
Ms L, ChesterfieldBoth Natalie and Stacey were very friendly and I had a professional service for both my house purchase and Will. The staff were very nice to talk to and helped me with every step if I was unsure what to do. Will highly recommend to friends and family.
Mr & Mrs L, NottinghamshireAbsolutley brilliant staff were helpful and friendly to me, Banner Jones staff have made buying our property as easy, with step by step feedback, even with the sale process. Thank you, very very much.
Mr & Mrs H, SheffieldThe service given st the Dronfield branch was excellent. Staff were always friendly and helpful, nothing was ever too much trouble. We will definitely be using Banner Jones in the future.
A special mention to Catherine Wilson who helped us through a traumatic house move!
Mr & Mrs G, WorksopBanner Jones provided a very friendly service and we felt on equal terms with our representitive. Our queries were dealt with quickly and we got the home we wanted
Mr & Mrs K, LeicesterKate and her team were very professional, knowledgeable, prompt and customer focused. The whole process was handled seamlessely and they were friendly and helpful. We will definitely like to use Banner Jones and highly recommend to our friends and family.
Miss Y, MansfieldBanner Jones have helped me buy and sell my houses with great ease.
Mr & Mrs H, ChesterfieldThank you for dealing with the saleso efficiently and for your help with the mortgage discharge.
Mr & Mrs W, DronfieldFantastic service from start to finish.
Mr & Mrs S, ChesterfieldThankyou to you and your team for dealing with our move.
Mr & Mrs P, SheffieldKate Skelton was very helpful, knowledgable and confident in dealing withour residential conveyancing. She always put us at ease and explained everything to us during each step of the way.
3Sixty Financial SolutionsThanks Jessica, efficient and helpful as always!
Mrs V, DronfieldWe have been very impressed with your help so far and therefore would like to use Banner Jones for both the sale of our current property and the purchase of our new property, based on the quotations we have received.
Mr M & Ms MHolly, thank you so much for all your hard work to get us into our new house for Christmas!
Mr B & Miss W, ChesterfieldThe purchase went through very quickly and smoothly, and I was kept updated throughout the whole process. Highly recommended!
Mr & Mrs HThe whole buying & selling process was really smooth. Everyone says that buying & selling a house is very stressfull but you made it all stress free and we would have no hesitation in recommending you to anyone. Thanks again.
Mr H, ChesterfieldKate Skelton and her team are excellent, friendly and such helpful staff.
Mr & Mrs K, ChesterfieldFantastic service by Gemma Sharpe-Buckley at the Chesterfield branch. Always responded ASAP to every email, I sent several with lots of questions and I was always provided with clear answers to help me. 100% would recommend,
Mrs R, DronfieldI couldn't be happier with the service from Sally and her team at the Dronfield branch. Thank you.
D Gamble, MansfieldJosh was brilliant. Many thanks to you all.
Mrs W, MansfieldExceptional value for money compared to other solicitors. Direct contact with the solicitor and his assistant. Responses were quick. A very good service and would definitely recommend.
Mrs A, ChesterfieldUsed the firm before and will use again. Can't think of a better recommendation!
Mrs C, SheffieldConveyancing services
We recently dealt with Jade Cody in relation to the sale of our home and purchase of new property. The service we received was outstanding. Any questions we had were answered promptly and the whole process was made seem less and as stress free as possible by Jade. At no point did we feel that they were too busy to deal with our matters and we were kept up to date regularly. We wouldn’t hesitate to recommend Banner Jones for conveyancing services.(Conveyancing in Sheffield)
Mr M, MansfieldFantastic service – Professional and personable
10/10 service. I always feel looked after when dealing with Mark Bilton and Dawn Wilford. They provide a fantastic service for a very reasonable price. They are always willing to help and are knowledgeable in all areas. I have recommended Mark and Dawn to many of my friends and colleagues and I have only received great feedback.
(conveyancing Solicitors in Mansfield)
Mrs L, SheffieldEfficient and helpful for the purchase of my first home
I used Jade Cody as my solicitor to purchase my first home. I received timely responses to all of my enquiries and was kept up to date on all matters. I would happily recommend Jade and the team at Banner Jones to people purchasing a property!
(Conveyancing Solicitors Sheffield)
Mrs E, SheffieldMany thanks again to you for all your help with the purchase, you made it very stress free which was very much appreciated!
(Conveyancing Solicitors Sheffield)
Mrs C, MansfieldAuction Sale
I really do appreciate the efficiency, speed and professionalism with which you have worked. Especially given the sensitive circumstances.
I would have no hesitation in using your services again and indeed recommending you.
(Solicitors in Mansfield)
Mr C, SheffieldThank you very much for completing this assignment in the timeframe I requested. I appreciate it very much. You guys have been excellent throughout in your dealings with this. Megan has been professional perfection. I will be using you guys next time (if you'll have me).
(Conveyancing in Sheffield)
Mrs H, LeicesterThanks Karen and Amber you have all been brilliant through this process!
Mrs M, MansfieldRecommended conveyance service
Cheryl Bradley at Banner Jones Mansfield has carried out conveyance work on 4 properties for me and the whole process has been highly professional.
(Conveyancing in Mansfield)
Mr & Mrs T, SheffieldFirst time property investor
Tim Barley and his team, have been excellent throughout. The entire process has gone seamlessly. We were particularly impressed with how Banner Jones gave us a weekly update and communicated with our estate agents and mortgage broker. We never felt out the loop and we didn't have to chase for information. There is no doubt that we will use Tim at Banner Jones for our next investment. We have already recommended Banner Jones (Tim) to another investor for their next purchase.
(Conveyancing Solicitors Sheffield)
Mrs M, MansfieldRelocation
Banner Jones provided an excellent service during our relocation. They always responded to any request and were polite and courteous at all times. Moving home is stressful but relocating is even more stressful. Banner Jones made the relocation work for us. Thank You.
(conveyancing solicitors mansfield)