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Will it really improve my retirement if I increase my pension contributions by 1% – or should I just enjoy the money now?

Will it really improve my retirement if I increase my pension contributions by 1% – or should I just enjoy the money now?

When retirement is decades away, it’s understandable that many people near the start of their working lives don’t give a lot of thought to exactly how much of a difference the amount they pay into their pension will make when they finally come round to needing it. Increasing your pension contribution by 1% might sound so small as to be insignificant, making it tempting to choose to enjoy more of your hard-earned money today rather than putting a little more of it away for years to come. But is that really the case? What difference would putting an extra 1% into your pension actually make?

What exactly is Mifid II and what does it mean for the ordinary investor?

What exactly is Mifid II and what does it mean for the ordinary investor?

If you’re an investor, it’s likely that you’ll have heard discussions or read reports around the arrival of Mifid II. It’s just as likely that you won’t have had much idea of what Mifid II is or how it might affect you and your investments.

A Guide to Buying a New Build Home

A Guide to Buying a New Build Home

Our top tips to consider when buying a new build home.

Winter Driving Tips

Winter Driving Tips

It is essential to be prepared for the ever-changing driving conditions. Breakdowns and accidents are more common in the winter when road conditions are challenging. Our personal injury specialists in Sheffield have compiled a list of useful tips to help keep you safe when driving during the winter months.

Winter Driving Tips for Motorists in Sheffield

Winter Driving Tips for Motorists in Sheffield

It is essential to be prepared for the ever-changing driving conditions. Breakdowns and accidents are more common in the winter when road conditions are challenging. Our personal injury specialists in Sheffield have compiled a list of useful tips to help keep you safe when driving during the winter months.

Invalid appointment of administrators

Invalid appointment of administrators

If you are a company director, beware of acting in a way that is contrary to the articles of association of your company, even if the action may on the face of it seem logical. This was a point discovered, to his cost, by the director of BW Estate Ltd.

Reforms to compensation payouts

Reforms to compensation payouts

Measures to change the way compensation pay-outs are calculated by the courts have been unveiled by Lord Chancellor David Lidington. Simon Wright said, “The announcement is welcome and follows a pledge made by Ministers in February to consult on whether there was a fairer way to set the “discount rate” in future.

Nottingham-based Auction Estates Ltd reaches £10m milestone following completion of £1.5m orphanage deal

Nottingham-based Auction Estates Ltd reaches £10m milestone following completion of £1.5m orphanage deal

Auction Estates Ltd, a dedicated property auction house specialising in the sale of residential housing, commercial property, land and specialist property investments, has hit a major milestone this month having completed in excess of £10m worth of auction sales in its first twelve months of business.

Getting the best deal on a cruise to beat those winter blues!

Getting the best deal on a cruise to beat those winter blues!

There are those that believe I am well positioned to write this article, and they may be right!

4 steps to stop inflation eating your savings!

4 steps to stop inflation eating your savings!

According to the Consumer Price Index, inflation is currently at 3%. This is the highest rate for over five years, meaning household budgets are being stretched further and further as the average pay is going up by just 2.2%. As the Bank of England has just announced the first base rate rise in over a decade, the pressure is likely to be on even more as mortgage costs will go up for many people as a result. So, here are our top tips to help you ease the impact of inflation upon your income.
Power of Attorney – The case for and against

Power of Attorney – The case for and against

Setting up a trusted family member or friend with a Lasting Power of Attorney (LPA) ensures that someone else is able to make important decisions for you when you’re no longer in a position to be able to make them for yourself. But this in itself is always going to be a key decision in your life, so it’s important to consider the benefits and risks before going ahead with giving another person the authority LPA unlocks.

What impact will an interest rate rise have on young homebuyers’ mortgage bills?

What impact will an interest rate rise have on young homebuyers’ mortgage bills?

Recent official figures have revealed that homebuyers are being lent more money by banks than at any time since the global financial crisis a decade ago, with many of the borrowers being young people for whom stepping onto the property ladder is barely affordable. As such, billions of pounds of debt which may prove unsafe is being taken on by them at a time when interest rates are expected to rise.

Changes Afoot for Commercial Landlords

Changes Afoot for Commercial Landlords

The Energy Efficiency Regulations 2015 brought into force minimum energy efficiency standards for residential and commercial properties. As of 1 April 2018, Landlords with properties within the scope of these Regulations must not renew existing tenancies or grant new tenancies if the property has less than the minimum Energy Performance Certificate (EPC) rating of ‘E’. It is estimated that a significant number of rented properties in England and Wales have an F or G rating.

Legal Services in the UK are GREAT

Legal Services in the UK are GREAT

In case you were not aware, the legal services provided in the UK are Great. But don’t just take our word for it; its official! A global drive to promote the UK’s £25 billion legal services sector at home and abroad has just been launched by the Lords justice spokesman Lord Keen at a reception in Singapore.
Crackdown on fake holiday sickness firms

Crackdown on fake holiday sickness firms

The Government is finally stepping in to tackle the sickness claims culture which is not only damaging Britain’s reputation overseas and could also be driving up holiday costs. [Partner’s Name], a partner in local law firm [firm’s name] said, “A system to control costs already exists for most personal injury claims in England and Wales, but a loophole is being exploited in foreign holiday claims”.